See what you bought, not just what you spent.
Cosmic Budget reads receipts, explains transactions, and gives your household a clearer view of where money actually goes.
“Explain my recent Amazon charge and how it affected my budgets.”
Budgeting that understands the messy parts of household spending.
Cosmic Budget is designed to feel warm, clear, and practical, built for real household decisions instead of another abstract finance dashboard.
Receipt Intelligence
Use receipt details to explain Costco, Target, or Amazon charges and suggest better budget categories.
Household Sharing
One household view for shared budgets, goals, receipts, and spending decisions without trading screenshots.
Assistant-ready money
Ask plain-English questions about budgets and spending with optional AI assistant access and audit logs.
Trust-first access
Plaid connections are scoped, financial tokens are encrypted, and assistant tokens are hashed and revocable.
Receipt details when they are available.
Merchant-level spending hides the useful truth. Cosmic Budget uses receipts and transaction context to explain purchases and suggest categories you can review.
One plan for the whole household.
The current product direction is simple: make family budgeting easier without forcing every person into a separate subscription.
- 14-day trial
- Household sharing
- Receipt details when available
- Assistant-ready read-only access
Trust has to be part of the interface.
You stay in control of what the assistant can see. Access is read-only, scoped, and revocable, with audit logs for assistant activity and no need to share your banking login.